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    When you are in dire need of cash, what kind of loan can you get? It basically depends on what you need the loan for. For instance, if you want to buy a house, you can get a housing loan. If you plan on getting a car, you can get a car loan. If it is for going to school, you can get a student loan. But what about other reasons that are not that obvious? You can get a personal loan for that.


    What is a personal loan?

    Personal loans are unsecured loans. This means that you can get a loan without having to shell out a down payment or giving your assets as a collateral. Because you do not have collateral, failure to pay will affect your credit score but will not place your assets at risk of being repossessed or foreclosed.

    How does it work?

    Personal loans are very simple. You apply for the loan, wait for approval, and when your application is approved, you will receive the amount of money. You will then pay back the money in installments (your lender will provide you with options). As for the timeframe of these payments, this varies depending on your lender and the terms of your loan.

    Is there an interest rate?

    All loans have interest rates and for personal loans, your interest rate will depend on your credit score. If you have a good credit score, your interest rate will be lower. It is best to get a fixed-rate loan so that you can be assured that the interest rate will not change while you are still paying off your loan. Make sure to read the fine print and fully understand the details of your loan before sending the paperwork.

    Where can you get a personal loan?

    You can apply for a personal loan through your bank, credit unions, and other financial institutions. You can also apply for a personal loans canada from online lenders. Make sure to look around and compare the rates and terms because the fees will be different from one lender to another.

    User | 14 11 18 - 04:26 | |

    Generally, the used of the touchscreen is becoming common in everyday life. Like in computers, laptops, cell phones, and even cars depend on this new technology to function properly. As a matter of fact, using a mouse or keyboards seems outdated and the touchscreen is most favorable with millions of consumers or users. In short, it dominates in the technology as every industry opts to the latest invention that is easier to maneuver.

    What Are Types of Touchscreen to Consider?

    There are different types of touch screens that you should consider for your business.

    Resistive touch screens

    This type of touchscreen display is covered with two flexible, metallic layers which are divided so lightly. When you touch the screen, the two layers will contact together and alert the computer. The advantage of a resistive touchscreen is that it can be touched with any object as it will work when pressed together. In addition, this is affordable compared to other types of touch-screens on

    Capacitive touch screens

    The capacitive touchscreen is a combination of an insulator and a conductor. Naturally, a human body conduct electricity thus the screen will react/ change when it is touch. Unlike, resistive touch, the screen will only response to a bare finger and it is quite expensive compared in the first one.

    With regards to the quality, these touchscreen types are great but capacitive is known that last longer than the resistive. Also, capacitive is not recommended to use as monitors in a crowded environment wherein there's a higher chance of topping the screen with wet hands/fingers.

    According to Touchscreen Manufacturer, Capacitive or Resistive types have their own power and weakness. It will matter with the price but each own of course comes with quality. Now, before you are planning to buy a new one, see to it that you are getting what you need, read a lot about touchscreen difference prior on your shopping day.

    User | 10 11 18 - 03:36 | |

    The Marquis reagent was discovered by the pharmacologist named Eduard Marquis who was born on 1871 and died around 1944. It is a primary test that gives presumptive results that is usually included in Ecstasy test kits but it can also be used for a lot of different tests such as opiates, heroin and a whole lot more. It is very easy to use and the results are fairly easy to see as well. In case you are wondering the color scheme, here are some of its common test results that might be useful to you in the future. More information on Marquis Reagent on


    If your sample turns out to be MDA, you would have a color black or purple solution instead of a clear and colorless one. it should take around five seconds to do so and you have to note that there may be some dark purple tints in the solution.


    For amphetamine and methamphetamine, the color would range from orange to dark brown. It may also have some brown tint as well. You would see this result on about zero to five seconds after you have dropped your Marquis reagent to your compound.


    For 2C-B the color is quite distinct so you would not mistake it with another one. You should have a yellow to green colored solution after adding the Marquis reagent in your compound of interest and it should appear there after five to ten seconds. There color may eventually change from your original results but it is going to be quite something for sure.


    For this substance, you should be able to get a gray color to a black color within fifteen to thirty seconds after dropping your reagent. Initially there would be no change so you can easily differentiate it with MDA. Make sure to note the reaction time so that you would not get confused at all.

    User | 08 11 18 - 03:37 | |